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5 Best Pet Insurance for American Pitbull Terriers (2022 Reviews)

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American Pitbull Terrier owners all across the country know that their dogs are just as susceptible to illnesses and accidents as other breeds. To safeguard against these inevitable emergencies, many seek the extra protection of pet insurance offers. Such coverage helps reduce the costs of urgent veterinary care and can even provide for preventative care. Through our extensive research, we have determined the best pet insurance companies for American Pitbull Terriers and hope you find this information useful.

pitbull pet insurance
This pup loves a car ride!

5 Top Pet Insurance Companies Compared for American Pitbull Terriers

  • 1

    Best overall

    Our score
    Average price for
    American Pitbull Terriers
    Reimbursement amount 90%
    Annual benefit $20,000
    • Lemonade features the overall best American Pitbull Terriers pet insurance plan at the most competitive rates

    • Claims can be paid in under 60 seconds via their world-class app. I was blown away by how quickly they approved my claim and how much they paid

    • Lemonade is a certified B-corp that donates a significant portion of their unclaimed premiums to pet parents’ preferred non-profit organizations

  • 2

    Best for wellness

    Our score
    Average price for
    American Pitbull Terriers
    Reimbursement amount 90%
    Annual benefit $20,000
    • They are one of the few companies that reimburse up to 100% of veterinary costs and provide quick reimbursements

    • Wagmo’s top-notch wellness plans extend coverage to include your pet’s routine and preventative care

    • Wagmo offers instant coverage for cats and dogs in all 50 states, regardless of their age, breed, or any health conditions (with some limitations)

  • 3

    Best live vet support

    Our score
    Average price for
    American Pitbull Terriers
    Reimbursement amount 90%
    Annual benefit $5,000
    • Figo provides free 24/7 telehealth services to American Pitbull Terriers owners with licensed veterinarians and other essential professionals on call

    • Their pet records app and real-time claims tracker are easy and intuitive to use

    • Figo covers most ‘curable’ pre-existing conditions as long as the pet has been symptom-free for 12 months since their last treatment

  • 4

    Best for pre-existing conditions

    Our score
    Average price for
    American Pitbull Terriers
    Reimbursement amount 100%
    Annual benefit $3,000
    • Pawp allows you to protect up to 6 pets under one membership regardless of age or pre-existing conditions

    • Pawp membership gives American Pitbull Terriers pet parents access to an annual one-time use $3,000 Emergency Fund to cover unexpected accidents or illnesses

    • Pawp does not require copays, credit checks or deductibles

  • 5

    Best established brand

    Our score
    Average price for
    American Pitbull Terriers
    Reimbursement amount 90%
    Annual benefit $5,000
    • With Embrace’s “Healthy Pet Deductible,” your annual deductible drops by $50 every year you do not get reimbursed for a claim

    • Embrace has an easy-to-use claims portal and paid 92% of claims in 2021

    • Their Wellness Rewards is one of the most flexible preventative care plans available, offering a whole host of benefits, including training and grooming

Based on our personal experience and countless hours of research, we’ve found Lemonade Pet Insurance offers the ideal balance between coverage and unbeatable prices.

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FAQs about American Pitbull Terrier Pet Insurance

  • 1. How much does pet insurance cost for American Pitbull Terriers?

    American Pitbull Terrier insurance ranges from $24 to $66 each month. Your provider will use your dog’s breed, age, medical history and the average vet fees in your state to determine your premiums.

  • 2. What does pet insurance typically cover for American Pitbull Terriers?

    Coverage for APBTs varies from one pet insurance company to the next, but in general, any illness or accident considered sudden and catastrophic will be covered by any basic policy. In which case, tests, exams, diagnostic procedures, medication and surgery would be eligible for reimbursements.

  • 3. Can I cancel my American Pitbull Terrier’s insurance plan after I make a claim?

    It is standard practice in the pet insurance business to allow dog parents to cancel their plans at any time. However, each company has different requirements for how to go about it, so be sure to check with your provider about the next steps.

  • 4. Do pet insurance companies cover spaying and neutering?

    Pet insurance companies do not reimburse for spaying and neutering. If your American Pitbull Terrier needs one of these operations, some providers, such as Embrace , have wellness plans that will extend coverage to them.

  • 5. Does the cost of insurance increase as my American Pitbull Terrier ages?

    Your APBT’s insurance costs will go up as they get older and become most noticeable once they are 4 to 5 years old. Pet insurance companies raise rates to mitigate the increased potential that your dog gets sick or develops chronic conditions as they age.

  • 6. Which companies cover pre-existing conditions?

    Pawp is your best option when it comes to covering pre-existing conditions, particularly in emergencies. Embrace also has some policy terms that allow for limited coverage of pre-existing conditions they deem curable. That said, we recommend reaching out to each of these providers to gain further insight into their offerings. It is important to mention that most pet insurance providers do not cover pre-existing conditions.

  • 7. Is pet insurance worth it for American Pitbull Terriers?

    Pet insurance can be beneficial for all dogs, including American Pitbull Terriers. The primary reason is that no breed is immune to veterinary emergencies, and such urgent care is quite costly. For example, APBTs most commonly suffer from hip dysplasia, which can lead to severe arthritis of the hips and even prevent them from walking. Since this is a degenerative condition, hip replacement surgery is the most effective solution. Such operations can run as high as $7,000. Another chronic condition that APBTs struggle with is patellar luxation. This is when the kneecap regularly moves out of place and often prevents your dog from bearing weight. Patellar luxation surgeries run up to $5,000. Pet insurance could help to mitigate the financial burdens of such medical events so you can focus on helping your best pal get well.

More Details About Pet Insurance for American Pitbull Terriers

  • 1. Lemonade

    (Best overall)

    Why it’s great: Lemonade offers dog parents affordable rates, comprehensive illness and accident coverage along with several wellness package add-ons from which to choose. They pride themselves in making pet insurance as simple as possible, especially with an easy-to-use claim-filing system on their first-class mobile app. Another perk is their very brief 2-day accident waiting period. APBT parents who purchase homeowners’ or renters’ insurance in tandem with dog insurance will receive a discount.

    Keep in mind: Lemonade may request veterinary documentation regarding your APBT’s health if they are older or have pre-existing conditions.

    Good for: Young and healthy APBTs as well as most others. 

    Average price for American Pitbull Terriers: $34.83/month 

  • 2. Wagmo

    (Best for wellness)

    Why it’s great: Wagmo takes pride in their lightning-fast reimbursements, which they remit via direct deposit, Venmo or PayPal. And once you meet your annual deductible, they will reimburse as much as 100% of veterinary fees for the rest of your policy year. What’s more, discounts are available for those who insure two or more pets or renew their policies without any reimbursements in the previous year. American Pitbull Terrier owners will appreciate being able to take their best pals to any veterinarian of their choice.

    Keep in mind: The lifetime limit for benefits is $100,000. After which, your APBT’s coverage will end.

    Good for: American Pitbull Terrier parents seeking a balance of wellness and emergency coverage.  

    Average price for American Pitbull Terriers: $64.38/month 

  • 3. Figo

    (Best live vet support)

    Why it’s great: Figo tops our rankings for the best 24/7 veterinary support, accessible via the mobile app. Furthermore, your American Pitbull Terrier will also have access to health plans that have no limits on lifetime benefits or specific treatments and care. They also offer several optional wellness packages that cater to various needs, including one that features $250 of prescription food. Additionally, they have a short claim-review process so as to give timely reimbursements.

    Keep in mind: None of Figo’s plans covers pre-existing conditions.

    Good for: APBT owners who prefer to have free 24/7 televet services included with their dog insurance. 

    Average price for American Pitbull Terriers: $66.26/month 

  • 4. Pawp

    (Best for pre-existing conditions)

    Why it’s great: Pawp has an emergency fund that protects up to 6 of your pets, regardless of age, breed or medical history, for a flat monthly fee of $24/month. Other benefits of their coverage are complimentary consultations with pet experts and 24/7 telehealth services. However, what sets Pawp apart from other pet insurance companies is that they have no credit checks, copays or deductibles. They also allow American Pitbull Terrier parents to take their dogs to any licensed veterinarian they wish.

    Keep in mind: The emergency fund’s protection is limited to true emergencies as determined by their virtual team of veterinarians. Coverage only includes payment for a single vet bill under $3,000 for one of your pets in a given year.

    Good for: Senior APBTs or those with pre-existing conditions. Would make a solid supplement for a conventional pet insurance policy. 

    Price: $24/month 

  • 5. Embrace

    (Best established brand)

    Why it’s great: Embrace’s multiple pet discounts, unlimited lifetime benefits and diminishing deductibles are three major perks that appeal to dog parents. With a diminishing deductible you can expect it to drop $50 each time you renew your APBT’s policy if you didn’t have claim reimbursements in the year prior. You can also add their optional wellness package to your basic policy. This will extend coverage to preventative care and even alternative, new-age veterinary care such as reiki, massage therapy, chiropractic and acupuncture.

    Keep in mind: The wellness package has an annual combined claims cap of $650, and any unused funds will be forfeited at the end of your policy year.

    Good for: APBT parents looking to have alternative veterinary treatments covered by their dog’s insurance.  

    Average price for American Pitbull Terriers: $46.39/month 

Best Overall

Lemonade is our overall top recommendation. It’s the most comprehensive pet insurance provider for American Pitbull Terriers and they also offer the best value.


We hope the information in this article helps you find the best pet insurance provider for your American Pitbull Terrier. We encourage all dog owners to do further research before applying for a policy. That way, you can better understand what the coverage includes and excludes. Buying the right pet insurance for your APBT will give you vital financial support that will allow your dog to receive the unrivaled care and treatment possible. Ultimately, the goal is for you to both share a long, fun-filled and healthy life together.