English Bulldog owners across the country understand that, like most other breeds, their best buddies are just as vulnerable to having accidents or abruptly falling ill. Since urgent veterinary care is quite expensive, many English Bulldog parents seek out pet insurance for financial protection. Doing so allows pet parents to get life-saving and enriching treatments for their beloved dogs that they may not otherwise be able to comfortably afford. As a result, we are happy to share with you the best pet insurance companies out there.
5 Top Pet Insurance Companies Compared for English Bulldogs
Lemonade features the overall best English Bulldog pet insurance plan at the most competitive rates
Claims can be paid in under 60 seconds via their world-class app. I was blown away by how quickly they approved my claim and how much they paid
Lemonade is a certified B-corp that donates a significant portion of their unclaimed premiums to pet parents’ preferred non-profit organizations
Best for wellness
They are one of the few companies that reimburse up to 100% of veterinary costs and provide quick reimbursements
Wagmo’s top-notch wellness plans extend coverage to include your pet’s routine and preventative care
Wagmo offers instant coverage for cats and dogs in all 50 states, regardless of their age, breed, or any health conditions (with some limitations)
Best live vet support
Figo provides free 24/7 telehealth services to English Bulldog owners with licensed veterinarians and other essential professionals on call
Their pet records app and real-time claims tracker are easy and intuitive to use
Figo covers most ‘curable’ pre-existing conditions as long as the pet has been symptom-free for 12 months since their last treatment
Best for pre-existing conditions
Pawp allows you to protect up to 6 pets under one membership regardless of age or pre-existing conditions
Pawp membership gives English Bulldog pet parents access to an annual one-time use $3,000 Emergency Fund to cover unexpected accidents or illnesses
Pawp does not require copays, credit checks or deductibles
Best established brand
With Embrace’s “Healthy Pet Deductible,” your annual deductible drops by $50 every year you do not get reimbursed for a claim
Embrace has an easy-to-use claims portal and paid 92% of claims in 2021
Their Wellness Rewards is one of the most flexible preventative care plans available, offering a whole host of benefits, including training and grooming
Based on our personal experience and countless hours of research, we’ve found Lemonade Pet Insurance offers the ideal balance between coverage and unbeatable prices.
FAQs about English Bulldog Pet Insurance
1. How much does pet insurance cost for English Bulldogs?
Average monthly fees for English Bulldogs can run anywhere from $24 to $88.98. Insurance providers consider many factors when calculating monthly premiums, such as your dog’s age, breed, medical history as well as the typical costs of veterinary services in your state.
2. What does pet insurance typically cover for English Bulldogs?
While coverage will vary from one pet insurance provider to the next, you can expect your English Bulldog’s policy to cover any illness or accident that is considered sudden and catastrophic. Coverage may include tests, physical exams, emergency care, other diagnostic procedures, medication and surgery.
3. Can I cancel my English Bulldog’s insurance plan after I make a claim?
You can cancel your English Bulldog’s policy at any time. Just be sure to check with your pet insurance provider to find out the steps you need to take to do so.
4. Do pet insurance companies cover spaying and neutering?
Pet insurance companies do not cover spaying and neutering. That said, Embrace has some wellness package add-ons that cover these operations should your English Bulldog needs one.
5. Does the cost of insurance increase as my English Bulldog ages?
Your pet insurance fees will go up as your English Bulldog ages, particularly once they turn 4 to 5 years old. Providers raise rates to offset the increased risk that your dog will get sick or develop a chronic illness as they get older.
6. Which companies cover pre-existing conditions?
Pawp is the best pet insurance company when it comes to covering pre-existing conditions, especially in emergencies. Also, Embrace covers some pre-existing conditions that they deem ‘curable.’ We always encourage dog owners to clarify with each of these providers what their plans do and do not cover. The upshot is that even if your English Bulldog has a pre-existing condition, it will not make them ineligible for coverage.
7. Is pet insurance worth it for English Bulldogs?
English Bulldogs can benefit from having a pet insurance policy since they are just as vulnerable to accidents and other emergencies as other dogs. And in such instances, urgent veterinary care can be quite costly for most people. A common condition plaguing English Bulldogs is hip dysplasia, which may leave your dog unable to walk if left untreated for too long. The typical and most effective solution is hip replacement surgery, costing as much as $7,000. Another affliction English Bulldogs suffer from is brachycephalic syndrome. This is when their airways are obstructed and can only be resolved with surgery, which will cost up to $2,000. Dog insurance can provide a safety net in these emotionally and financially stressful times.
More Details About Pet Insurance for English Bulldogs
Why it’s great: Lemonade offers pet parents a dynamic array of perks,
which is why they top our charts for the best overall when it comes to English Bulldog insurance. Some of these perks include reasonable rates, a solid selection of optional wellness plans along with dynamic illness and accident coverage. What’s more, they have one of the most straightforward claims filing systems out there, and it is available on their world-class mobile app. Furthermore, their accident waiting period is a mere 2 days–– quite a contrast to other companies that require anywhere from 14 to 30 days. For a discount, combine your English Bulldog’s policy with a renters’ or homeowners’ policy from Lemonade.
Keep in mind: Should your English Bulldog be older or have pre-existing conditions, be aware that you may have to submit veterinary documentation regarding your dog’s medical history in order to get an active policy.
Good for: Most English Bulldogs, but particularly those that are young and healthy.
Average price for English Bulldogs: $53.25/month
(Best for wellness)
Why it’s great: Wagmo’s well known for their incredibly fast reimbursements, which they process via direct deposit, PayPal or Venmo. They also reimburse as much as 100% of your English Bulldog’s veterinary fees in a given year after you meet your deductible. Discounts are available for those who insure multiple pets with Wagmo or renew their policy without any claim reimbursements in the previous years. Dog owners will appreciate the freedom they have to take their little buddies to any veterinarian they choose.
Keep in mind: The limit for lifetime benefits is $100,000. If your English Bulldog’s veterinary care costs reach this amount at some point down the road, they will no longer be eligible for coverage.
Good for: English Bulldog parents who are looking for a balanced combination of emergency and wellness care coverage.
Average price for English Bulldogs: $82.75/month
(Best 24/7 vet support)
Why it’s great: Figo has a strong reputation for providing pet parents with quality, 24/7 veterinary consultations at no extra charge via their mobile app. Moreover, they have several wellness packages that cater to diverse needs and preferences. Another perk English Bulldog owners will love is that all plans come with unlimited lifetime benefits and have no reimbursement ceilings for specific conditions.
Keep in mind: Figo does not cover pre-existing conditions.
Good for: English Bulldog owners who would like to have free 24/7 televet services included with their dog insurance.
Average price for English Bulldogs: $94.60/month
(Best for pre-existing conditions)
Why it’s great: With Pawp’s emergency fund, you can protect up to 6 pets within your household for only $24 per month, regardless of their age, breed or medical history. As a benefit of the coverage, pet parents will be pleased to know that they get free consultations with pet experts and unlimited 24/7 telehealth support. Pawp is well-liked among pet parents because they do not require copays, credit checks or deductibles. They also guarantee that they will pay any vet bills you may have for true emergencies before you and your English Bulldog leave the vet’s clinic, so you don’t have to stress about them.
Keep in mind: The emergency fund only pays for qualified emergencies as determined by Pawp’s virtual team of veterinarians. Also, it covers a single vet bill of less than $3,000 for only one of your pets in a given year.
Good for: Senior English Bulldogs or those with pre-existing health conditions. Also a solid supplement for more traditional pet insurance plans.
price : $24/month
(Best established brand)
Why it’s great: Embrace is best known for their multitude of advantages such as unlimited lifetime benefits, multiple pet discounts and diminishing deductibles. The latter means that your deductible will go down by $50 annually when you renew your policy without any claim reimbursements in the year prior. Embrace also has a unique wellness package that will extend your English Bulldog’s coverage to alternative veterinary care, such as reiki, acupuncture, chiropractic and massage therapy.
Keep in mind: Embrace’s wellness plan has a maximum combined claims total of $650 per year. Any funds within that wellness plan that you don’t use will not be refunded at the end of your policy year.
Good for: English Bulldog parents who would like alternative veterinary treatments covered by their dog’s insurance policy.
Average price for English Bulldogs: $88.98/month
We hope this article provides you with the insights and information necessary to help you determine the right pet insurance plan for your English Bulldog. We encourage you to take some extra time to learn more about these companies’ offerings before you apply for coverage. Buying the best dog insurance policy will give your little pal added support during emergencies, so they have access to life-saving treatments and procedures as well as comprehensive routine care. Ultimately, everyone wants as many happy and healthy years with their dogs as possible.