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5 Best Pet Insurance for French Bulldogs (2022 Reviews)

5 Best Pet Insurance for French Bulldogs (2022 Reviews)
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French Bulldog owners from Pennsylvania to Florida to Nebraska and Wyoming understand that, like most animals, their little friends may experience medical emergencies at some point in their lives. In such instances, urgent veterinary care fees can be sky-high. Having pet insurance can help ease the financial burden of such stressful occasions so you can focus on helping your Frenchie get well. Through our research, we have found the best pet insurance companies. We hope this article helps you find the right policy for your French Bulldog.

french bulldog pet insurance
Not much is cuter than a Frenchie's smooshed face!

5 Top Pet Insurance Companies Compared for French Bulldogs

  • 1

    Best overall

    Our score
    Average price for
    French Bulldogs
    Reimbursement amount 90%
    Annual benefit $20,000
    • Lemonade features the overall best French Bulldog pet insurance plan at the most competitive rates

    • Claims can be paid in under 60 seconds via their world-class app. I was blown away by how quickly they approved my claim and how much they paid

    • Lemonade is a certified B-corp that donates a significant portion of their unclaimed premiums to pet parents’ preferred non-profit organizations

  • 2

    Best for wellness

    Our score
    Average price for
    French Bulldogs
    Reimbursement amount 90%
    Annual benefit $20,000
    • They are one of the few companies that reimburse up to 100% of veterinary costs and provide quick reimbursements

    • Wagmo’s top-notch wellness plans extend coverage to include your pet’s routine and preventative care

    • Wagmo offers instant coverage for cats and dogs in all 50 states, regardless of their age, breed, or any health conditions (with some limitations)

  • 3

    Best live vet support

    Our score
    Average price for
    French Bulldogs
    Reimbursement amount 90%
    Annual benefit $5,000
    • Figo provides free 24/7 telehealth services to French Bulldog owners with licensed veterinarians and other essential professionals on call

    • Their pet records app and real-time claims tracker are easy and intuitive to use

    • Figo covers most ‘curable’ pre-existing conditions as long as the pet has been symptom-free for 12 months since their last treatment

  • 4

    Best for pre-existing conditions

    Our score
    Average price for
    French Bulldogs
    Reimbursement amount 100%
    Annual benefit $3,000
    • Pawp allows you to protect up to 6 pets under one membership regardless of age or pre-existing conditions

    • Pawp membership gives French Bulldog pet parents access to an annual one-time use $3,000 Emergency Fund to cover unexpected accidents or illnesses

    • Pawp does not require copays, credit checks or deductibles

  • 5

    Best established brand

    Our score
    Average price for
    French Bulldogs
    Reimbursement amount 90%
    Annual benefit $5,000
    • With Embrace’s “Healthy Pet Deductible,” your annual deductible drops by $50 every year you do not get reimbursed for a claim

    • Embrace has an easy-to-use claims portal and paid 92% of claims in 2021

    • Their Wellness Rewards is one of the most flexible preventative care plans available, offering a whole host of benefits, including training and grooming

Based on our personal experience and countless hours of research, we’ve found Lemonade Pet Insurance offers the ideal balance between coverage and unbeatable prices.

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FAQs about French Bulldog Pet Insurance

  • 1. How much does pet insurance cost for French Bulldogs?

    Average monthly premiums for French Bulldogs range from $53.25 to $88.98. Insurance companies calculate rates using information such as your dog’s age, breed, health conditions and average veterinary costs within the state.

  • 2. What does pet insurance typically cover for French Bulldogs?

    Coverage for French Bulldogs differs from one company to the next. Still, a general rule of thumb is that your policy will cover accidents and illnesses that are sudden and catastrophic in nature. Such benefits extend to tests, exams, emergency care, other diagnostic procedures, medication and surgery.

  • 3. Can I cancel my French Bulldog’s insurance plan after I make a claim?

    Pet insurance companies will allow you to cancel your Frenchie’s policy at any time. That said, every company has different cancellation processes, so be sure to clarify with your provider as to how best to go about this.

  • 4. Do pet insurance companies cover spaying and neutering?

    Pet insurance companies do not cover spaying and neutering. However, companies like Embrace have optional wellness packages that reimburse for these procedures should your French Bulldog need one.

  • 5. Does the cost of insurance increase as my French Bulldog ages?

    Pet insurance costs tend to increase as your French Bulldog ages, especially once they turn 4 or 5 years old. Rate increases help providers offset the elevated risk that your dog will develop a health condition or become ill as they get older.

  • 6. Which companies cover pre-existing conditions?

    Pawp is the best for covering pre-existing conditions in emergencies, and Embrace has some policy terms that will cover some pre-existing conditions. It’s always a good idea to clarify the benefits and exclusions with any insurance company whose coverage you’re interested in. Also, be aware that most providers do not cover pre-existing conditions. However, don’t be alarmed: should your Frenchie have a pre-existing condition, it will not preclude them from getting an insurance policy.

  • 7. Is pet insurance worth it for French Bulldogs?

    Pet insurance is beneficial for French Bulldogs across the country since accidents and illnesses can hit at any time. Emergency veterinary care is expensive to treat. For example, this breed is known for developing intervertebral disc disease (IVDD). The necessary surgery and related procedures can cost as much as $8,000. Another condition that plagues Frenchies is a brachycephalic syndrome (airway obstructions), and the necessary surgery can run up to $2,000. Pet insurance can give you the peace of mind that you can afford whatever care your Frenchie needs.

More Details About Pet Insurance for French Bulldogs

  • 1. Lemonade

    (Best overall)

    Why it’s great: Lemonade’s affordable rates, extensive accident and
    illness coverage and various wellness plans are a few reasons that they top our rankings for the best overall provider.

    Furthermore, their claims-processing system is easy to use and accessible via their mobile app. Also, Lemonade’s 2-day accident waiting period is one of the shortest out there. Frenchie parents will appreciate the extra discount they can get if they combine their dog’s policy with renters’ or homeowners’ insurance to receive a discount.

    Keep in mind: If you have an older French Bulldog or one with pre-existing conditions, you may need to submit veterinary documentation before you will be able to get an active policy.

    Good for: All French Bulldogs parents, especially those with healthy and young pets.  

    Average price for French Bulldogs: $53.25/month 

  • 2. Wagmo

    (Best for wellness)

    Why it’s great: Wagmo has a super-fast reimbursement process via direct deposit, PayPal or Venmo. And once you meet your deductible, Wagmo will reimburse up to 100% of veterinary fees for the remainder of the year. Frenchie parents who insure multiple pets or renew their policy without any claim reimbursement in the year prior will receive a discount. Another thing pet owners will appreciate is the freedom to choose their dog’s veterinarian.

    Keep in mind: The maximum lifetime benefit limit is $100,000. Should your Frenchie’s veterinary care reach this threshold, they will no longer be eligible for coverage.

    Good for: French Bulldog owners who want a balanced mix of wellness and emergency care coverage. 

    Average price for French Bulldogs: $73.16/month 

  • 3. Figo

    (Best live vet support)

    Why it’s great: With Figo, French Bulldog owners get free 24/7 veterinary consultations and access to pet experts via the mobile app. They also have several wellness plans that provide extensive coverage, even an option that covers up to $250 of prescription food. Moreover, all plans have unlimited lifetime benefits and no claim reimbursement caps for specific conditions. Figo also boasts an average claim review and closure of 2.6 days, which means pet parents get reimbursed sooner rather than later.

    Keep in mind: None of Figo’s plans covers pre-existing conditions for French Bulldogs.

    Good for: French Bulldog parents who prefer having 24/7 veterinary support covered by their pet insurance policy.  

    Average price for French Bulldogs: $81.95/month 

  • 4. Pawp

    (Best for pre-existing conditions)

    Why it’s great: Pawp’s emergency fund protects up to 6 of your pets, regardless of their age, breed or health condition, for only $24 per month. Additionally, Frenchie parents will have unlimited access to 24/7 telehealth and pet expert consultations. Furthermore, they allow pet owners to choose their veterinarians, and they require no copays, deductibles or credit checks. With Pawp, you will be relieved to know that you will leave the vet’s clinic with your bill fully paid whenever your Frenchie is treated for qualified emergencies.

    Keep in mind: The emergency fund only offers protections for true emergencies as qualified by Pawp’s virtual team of vets. This fund will cover a single vet bill of $3,000 or less for one of your pets each year.

    Good for: French Bulldogs that are older or have previous health conditions. Makes a good supplement for conventional health insurance policies. 

    Price: $24/month 

  • 5. Embrace

    (Best established brand)

    Why it’s great: Embrace has a number of perks, including multiple pet discounts, unlimited lifetime benefits, and diminishing deductibles. With diminishing deductibles, you can expect an automatic $50 decrease in yours every year that you renew your policy without claim reimbursements in the previous year. Don’t miss out on their wellness package, should you wish your Frenchie to have alternative veterinary treatments, such as reiki, chiropractic, acupuncture and massage therapy, covered by insurance.

    Keep in mind: The maximum combined claims total for Embrace’s wellness plan is $650. Any unused wellness plan funds will not be reimbursed at the end of your policy year.

    Good for: French Bulldog owners who want their dogs’ alternative veterinary care covered by insurance.  

    Average price for French Bulldogs: $88.98/month 

Best Overall

Lemonade is our overall top recommendation. It’s the most comprehensive pet insurance provider for French Bulldogs and they also offer the best value.


We hope this article simplifies your search for the right pet insurance for French Bulldogs. We encourage you to take some time to review the benefits each of these companies can offer your little pal. Buying the best pet insurance plan will give your best pal essential support for emergencies and routine care, so you have many years to live vibrant and fun-filled lives together.