German Shorthaired Pointer parents from Massachusetts, Louisiana, Oregon, and places between understand the importance of keeping their dogs healthy and safe. They also know that their GSPs will most likely have accidents or become suddenly ill throughout their lives, so they opt for the added protection that pet insurance offers. Pet insurance helps mitigate the steep costs of urgent veterinary care so that your dog can get whatever care they need, regardless of price. To help you support your dog in wellness and emergencies, we have researched the best pet insurance for German Shorthaired Pointers.
6 Top Pet Insurance Companies Compared for German Shorthaired Pointers
Why it’s great: Lemonade tops the list for best overall pet insurance because they give GSP parents several advantages, including multiple pet discounts, reasonable rates, and extensive accident and illness coverage. They feature one of the most straightforward claim-filing systems out there, which is available on their first-class mobile app. Another benefit is that they have a very short accident waiting period of only 2 days instead of the typical 14 days. Moreover, dog owners who also get their renters’ or homeowners’ insurance through Lemonade will receive a discount.
Keep in mind: If your German Shorthaired Pointer has a pre-existing condition, you may need to submit veterinary documentation to get an active policy.
Good for: Most GSPs, particularly the healthy and young.
Average price for German Shorthaired Pointers: $28.27/month
(Best for wellness)
Why it’s great: Wagmo gives the best support for wellness because once you meet your deductible, they will reimburse as much as 100% of veterinary costs for the remainder of your policy year. They also issue lightning-fast reimbursements via PayPal, Venmo, or direct deposit. German Shorthaired Pointer owners will like the freedom Wagmo gives them to choose their dogs’ veterinarians as well as the discounts given when they renew their policies without having any reimbursements the year before.
Keep in mind: GSP parents who prefer a balanced mix of emergency and wellness care.
Good for: German Shorthaired Pointer owners who want pet insurance that provides a blend of wellness and emergency care.
Average price for German Shorthaired Pointers: $55.34/month
(Best 24/7 vet support)
Why it’s great: Figo offers pet parents the best around-the-clock veterinary support that they can access on the mobile app. A significant perk of their coverage is that all plans have unlimited lifetime benefits, guaranteeing your dog coverage, irrespective of how costly their cumulative care becomes over the years. Moreover, their wellness plans cover a diverse range of needs, including one that features up to $250 of prescription food should the vet ever decide your German Shorthaired Pointer’s health and healing requires it. Figo also boasts a quick average claim-review process of 3 days or less.
Keep in mind: Coverage does not include pre-existing conditions.
Good for: GSP parents who want free televet services included with their dog’s insurance policy.
Average price for German Shorthaired Pointers: $59.85/month
(Best for pre-existing conditions)
Why it’s great: Pawp approaches pet insurance differently than most companies by offering pet parents an emergency fund. The fund protects up to 6 of your pets of any age, health condition, or breed for a flat $24 monthly fee. German Shorthaired Pointer owners will like that Pawp has no credit checks, copays, or deductibles. They will also pay your vet bills for true emergencies before you and your GSP even leave the animal hospital.
Keep in mind: Coverage only applies to qualified emergencies as determined by Pawp’s virtual team of vets and is limited to a single bill less than $3,000 for one of your pets per year.
Good for: Older GSPs as well as those with pre-existing conditions. A good supplement to standard pet insurance coverage.
(Best established brand)
Why it’s great: Embrace tops our rankings for the best-established brand because of their vast array of perks, such as uncapped lifetime benefits, multiple pet discounts, and diminishing deductibles. A diminishing deductible decreases by $50 every time a GSP parent renews their policy without having any claim reimbursements in the previous year. Also, Embrace has an optional wellness package that extends coverage to holistic, new-age veterinary treatments, such as reiki, chiropractic, massage therapy, and acupuncture.
Keep in mind: The allowed total of combined claims annually for the wellness plan is $650. Any unused funds will not be reimbursed at the end of the year.
Good for: German Shorthaired Pointer owners who want access to a wellness package that extends coverage to alternative veterinary care.
Average price for German Shorthaired Pointers: $54.65/month
(Best pet health sharing community)
Why it’s great: Eusoh is a veterinary-expense sharing community that is membership-based and saves dog parents up to 50% more on vet fees when compared with traditional pet insurance. They reimburse members for accidents, illnesses, and routine care. German Shorthaired Pointer owners will also be free to choose their dogs’ veterinarians, and they will receive free televet services from Eusoh’s partner, First Vet.
Keep in mind: Eusoh is not a pet insurance company. They cap individual member payouts at $8,500 per year, and their highest reimbursement rate is 80%.
Good for: Veterinary fee-sharing.
Average price for German Shorthaired Pointers: $62.58/month
FAQs about German Shorthaired Pointer Pet Insurance
1. How much does pet insurance cost for German Shorthaired Pointers?
Monthly pet insurance premiums for German Shepherd Pointers run from $28.27 to $62.58. Insurance providers calculate rates based on criteria, such as your dog’s age, breed, health, and the average cost of veterinary services in your state.
2. What does pet insurance typically cover for GSPs?
Pet insurance coverage differs between companies. However, it is standard for all illnesses and accidents that are sudden and catastrophic to be covered. You can expect your provider to cover exams, tests, medications, other diagnostic procedures, and surgeries in such events.
3. Can I cancel my German Shorthaired Pointer’s insurance plan after I make a claim?
You can cancel your policy whenever you want. Just be sure to verify with your insurance provider if you can cancel over the phone or if they require you to initiate the process in writing.
4. Do pet insurance companies cover spaying and neutering?
Pet insurance does not include coverage for either of these procedures. If your GSP needs such an operation, you might be interested in Embrace’s wellness plan that covers them.
5. Does the cost of insurance increase as my GSP ages?
Your German Shorthaired Pointer’s insurance costs will go up as they age, particularly once they are 4 or 5 years old. Raising rates is how pet insurance providers offset the elevated risk that your GSP will develop a chronic condition or become ill the older they get.
6. Which companies cover pre-existing conditions?
While most pet insurance companies do not cover pre-existing conditions, Pawp is one of the few exceptions, and they are the best in such circumstances, especially in emergencies. Also, Embrace covers a limited number of pre-existing conditions, but only those they consider curable. We suggest contacting each of these providers to get more details, regarding what their plans include and exclude. And if your GSP has a pre existing condition, do not worry, as they will still be eligible for coverage.
7. Is pet insurance worth it for German Shorthaired Pointers?
Pet insurance is advantageous for German Shorthaired Pointers because they, like all other breeds, will inevitably experience the sudden onset of illnesses or have accidents some time in their lives. All dogs, regardless of breed, are predisposed to certain chronic conditions, and GSPs are no different.
One condition German Shorthaired Pointers are known to suffer from is hip dysplasia. This occurs when the top of the femur bone does not fit into the hip socket properly and results in a grinding effect, eventually resulting in intense osteoarthritic pain. Often, the most successful treatment for this condition is hip replacement surgery, which can easily cost up to $7,000.
Another degenerative disorder that affects GSPs is cataracts. Cataracts often form over the eyes’ lenses and block light from entering, eventually leaving your dog blind. While cataracts surgery is a routine procedure, it can still run as high as $4,000.
In either of these instances and many more, pet insurance would help to ensure that your German Shorthaired Pointer would be able to receive the necessary treatment without the entire financial burden falling on your shoulders.
We hope this article gives you the information necessary to determine which pet insurance company’s offerings will best protect your German Shorthaired Pointer. With the right health plan, you can rest easy knowing that your beloved dog will be well taken care of in the case of emergencies or routine check-ups. We hope that with the help of pet insurance, your GSP will be able to share a long, healthy, and vibrant life with you.