Table of Contents

5 Best Pet Insurance for Siberian Huskies (2022 Reviews)

siberian husky pet insurance
Updated on

Siberian Husky parents across the United States are well aware that their dogs are equally susceptible to having medical emergencies or becoming ill as most other dog breeds. Veterinary services in such circumstances tend to be expensive, and pet insurance could help offset a significant portion of said fees so that you do not have to stress about whether or not you will be able to afford essential procedures and treatments. We have done comprehensive research on the best pet insurance companies for Siberian Huskies, and we hope you find this information helpful.

siberian husky pet insurance
Bred for adventure!

5 Top Pet Insurance Companies Compared for Siberian Huskies

  • 1

    Best overall

    Our score
    Average price for
    Siberian Huskies
    Reimbursement amount 90%
    Annual benefit $20,000
    • Lemonade features the overall best Siberian Huskies pet insurance plan at the most competitive rates

    • Claims can be paid in under 60 seconds via their world-class app. I was blown away by how quickly they approved my claim and how much they paid

    • Lemonade is a certified B-corp that donates a significant portion of their unclaimed premiums to pet parents’ preferred non-profit organizations

  • 2

    Best for wellness

    Our score
    Average price for
    Siberian Huskies
    Reimbursement amount 90%
    Annual benefit $20,000
    • They are one of the few companies that reimburse up to 100% of veterinary costs and provide quick reimbursements

    • Wagmo’s top-notch wellness plans extend coverage to include your pet’s routine and preventative care

    • Wagmo offers instant coverage for cats and dogs in all 50 states, regardless of their age, breed, or any health conditions (with some limitations)

  • 3

    Best live vet support

    Our score
    Average price for
    Siberian Huskies
    Reimbursement amount 90%
    Annual benefit $5,000
    • Figo provides free 24/7 telehealth services to Siberian Huskies owners with licensed veterinarians and other essential professionals on call

    • Their pet records app and real-time claims tracker are easy and intuitive to use

    • Figo covers most ‘curable’ pre-existing conditions as long as the pet has been symptom-free for 12 months since their last treatment

  • 4

    Best for pre-existing conditions

    Our score
    Average price for
    Siberian Huskies
    Reimbursement amount 100%
    Annual benefit $3,000
    • Pawp allows you to protect up to 6 pets under one membership regardless of age or pre-existing conditions

    • Pawp membership gives Siberian Huskies pet parents access to an annual one-time use $3,000 Emergency Fund to cover unexpected accidents or illnesses

    • Pawp does not require copays, credit checks or deductibles

  • 5

    Best established brand

    Our score
    Average price for
    Siberian Huskies
    Reimbursement amount 90%
    Annual benefit $5,000
    • With Embrace’s “Healthy Pet Deductible,” your annual deductible drops by $50 every year you do not get reimbursed for a claim

    • Embrace has an easy-to-use claims portal and paid 92% of claims in 2021

    • Their Wellness Rewards is one of the most flexible preventative care plans available, offering a whole host of benefits, including training and grooming

Based on our personal experience and countless hours of research, we’ve found Lemonade Pet Insurance offers the ideal balance between coverage and unbeatable prices.

Get a quote in less than 60 seconds ➜

FAQs about Siberian Husky Pet Insurance

  • 1. How much does pet insurance cost for Siberian Huskies?

    Siberian Husky insurance rates range from $24 to $63. Your insurance provider will use many factors, such as your dog’s age, breed, health and the cost of veterinary care in your state, to calculate your monthly premiums.

  • 2. What does pet insurance typically cover for Siberian Huskies?

    Pet insurance coverage will vary from one company to another, but for the most part, all illnesses and accidents considered catastrophic and sudden will fall under the umbrella of coverage. You can expect physical exams, tests, diagnostic procedures, medications and surgeries in such instances to be reimbursed.

  • 3. Can I cancel my Sibierian Husky’s insurance plan after I make a claim?

    Regardless of who your pet insurance company is, you should be able to cancel your policy at any time. Each provider has different requirements, so be sure to check your policy terms to see how to best go about this.

  • 4. Do pet insurance companies cover spaying and neutering?

    Pet insurance companies do not reimburse for spaying and neutering. That said, a few providers such as Embrace have wellness plan add-ons that allow for spaying and neutering reimbursements.

  • 5. Does the cost of insurance increase as my Siberian Husky ages?

    Your Siberian Husky’s pet insurance rates will go up as they age, particularly once they reach 4 or 5 years old. Providers increase rates to mitigate the elevated risk that your dog’s health will decline and require extra emergency care as they get older.

  • 6. Which companies cover pre-existing conditions?

    Our research shows that Pawp is the best option for getting pre-existing conditions. Embrace is another such provider as they allow reimbursements for a limited number of pre-existing conditions.

  • 7. Is pet insurance worth it for Siberian Huskies?

    Like all dog breeds, Siberian Huskies are also vulnerable to having accidents or sudden illnesses. In these instances, urgent veterinary care bills can be sky-high. A perfect example of this is hip dysplasia, which can impede your Husky’s ability to walk and cause severe arthritis. Severe cases require hip replacement surgery, which can cost as much as $7,000. Another such condition that Huskies are known to develop is cataracts. If not taken care of in a timely manner, your dog could go blind. Cataract surgery runs as high as $4,000. Pet insurance would be an essential form of protection in these emergencies and could help ensure that your dog gets the care that they need, whenever they need it.

More Details About Pet Insurance for Siberian Huskies

  • 1. Lemonade

    (Best overall)

    Why it’s great: Lemonade tops our rankings for the best overall pet insurance company because they offer dog owners fantastic perks across the board. Such benefits include affordable rates, a diverse range of wellness plans and extensive illness and accident coverage. They also feature one of the most straightforward claims processing systems, which is available on their world-class mobile app. Another thing Siberian Husky parents will appreciate is Lemonade’s very short 2-day waiting period for accidents. You can combine renters’ or homeowners’ insurance with your pet’s policy for an extra discount.

    Keep in mind: Veterinary documentation may be required to get an active policy if your Siberian Husky is older or has pre-existing conditions.

    Good for: Almost all Siberian Huskies, particularly the young and healthy. 

    Average price for Siberian Huskies: $28.67/month

  • 2. Wagmo

    (Best for wellness)

    Why it’s great: Siberian Husky owners will love Wagmo’s super-fast reimbursements, which they make via direct deposit, Venmo and PayPal. Another bonus is that once you meet your annual deductible, Wagmo will reimburse as much as 100% of veterinary costs for the rest of the year. Also, discounts are available for dog owners who renew their policies without having claim reimbursements in the year prior or insure multiple pets. Another positive aspect of Wagmo’s coverage is the dog owners’ freedom to choose their best pals’ veterinarians.

    Keep in mind: Lifetime benefits are capped at $100,000. Once your dog’s care reaches this limit, they will no longer be eligible for coverage.

    Good for: Siberian Husky owners who prefer their insurance to cover both emergency and wellness care. 

    Average price for Siberian Huskies: $59.68/month

  • 3. Figo

    (Best live vet support)

    Why it’s great: Siberian Husky owners will be thrilled with Figo’s free 24/7 veterinary support via the mobile app. They also feature a number of optional wellness plans that cover a diverse range of benefits, including one that extends coverage to as much as $250 of prescription food. Furthermore, all of Figo’s standard plans come with unlimited lifetime benefits and no fee ceilings for treating specific ailments or conditions. If that weren’t enough, they also pride themselves in having a fast claim review process that averages less than 3 days.

    Keep in mind: Figo does not cover pre-existing conditions under any circumstances.

    Good for: Siberian Husky parents who prefer to have free televet services included with their dog insurance policy. 

    Average price for Siberian Huskies: $54.52/month

  • 4. Pawp

    (Best for pre-existing conditions)

    Why it’s great: Pawp provides Siberian Husky owners with an emergency fund that protects as many as 6 pets within your household, regardless of their age, breed or state of health, for only $24/month. Along with the emergency fund, dog parents also get 24/7 televet services and consultations with pet experts. Unlike other pet insurance companies, Pawp does not require credit checks, copays or deductibles. They also guarantee that they will pay your bills for qualified emergencies before you and your Husky leave the vet’s clinic.

    Keep in mind: The emergency fund only pays for true emergencies as determined by Pawp’s virtual team of veterinarians. Furthermore, Pawp will only pay for a single vet bill that is under $3,000 for one of your pets in a given year.

    Good for: Siberian huskies that are older or have pre-existing conditions. A solid supplement to traditional pet insurance plans. 

    Price: $24/month

  • 5. Embrace

    (Best established brand)

    Why it’s great: Embrace has become the most established brand over the years because they give Siberian Husky owners several perks, including unlimited lifetime benefits, multiple pet discounts and diminishing deductibles. With the latter, your deductible will decrease by $50 whenever you renew your policy and did not have claim reimbursements in the year prior. The most unique feature of Embrace’s offerings is their optional wellness package, which reimburses for holistic veterinary care such as reiki, acupuncture, chiropractic and massage therapy.

    Keep in mind: Embrace’s maximum claim reimbursement total for their wellness plan is $650 annually. Unused funds for that plan will not be refunded at the end of the year.

    Good for: Siberian Husky parents who would like to have alternative veterinary treatments covered by their insurance provider. 

    Average price for Siberian Huskies: $46.99/month

Best Overall

Lemonade is our overall top recommendation. It’s the most comprehensive pet insurance provider for Siberian Huskies and they also offer the best value.


We hope this article gives you some insight into the best pet insurance companies out there for Siberian Huskies. It is always a good idea to do further research on what each provider includes and excludes from their coverage before you go ahead and apply for a policy. By purchasing the right pet insurance health plan for your best buddy, you can ensure that you have vital support for emergencies and routine care so that you both can enjoy long, healthy, fun-filled lives together.