A friend of mine once told me:
“If you can’t afford travel insurance then you can’t afford to travel…”
I didn’t really understand her at first, but then I did the math and realized if something went wrong on my trip I’d be f#@*ed… When I considered paying the relatively tiny fee to get full coverage compared to the total trip cost, her statement totally made sense.
Fellow travel blogger, Nomadic Matt, also says it well:
“Travel insurance is one of the most important things you’ll need for your trip. You wouldn’t have a car without car insurance, a home without home insurance, and you can’t have a trip without travel insurance.”
A quick “worst case” story:
Another friend of mine was trekking in the Indian Himalayas staying at tiny little inns with very breathtaking views of the majestic mountains.
Everything was perfect.
But… at the next stop when the bags were being taken from the bus to the hotel lobby, somehow, his didn’t make it! All he had were the clothes on his back and a small bag.
This meant he had to borrow clothes and other India packing list gear from friends until he could buy new stuff in the nearest big city.
The worst part: He didn’t have travel insurance! 🙁 And of course he lost $1000’s of dollars which would have been reimbursed if he had insurance.
Moral of the story:
Whether you’re going to India, Nepal, Thailand or any other long distance destination (including Hawaii), I highly recommend you consider getting a good quality travel insurance plan.
When you travel away from home you need to expect the unexpected… Whether it’s a minor car crash, a sports injury, natural disaster or anything else that can rack up huge bills, you need to be covered.
I personally use Faye Travel Insurance.
I’ve found them to be highly affordable and they have comprehensive plans that cover just about anything that could go wrong while you’re out adventuring around the world.
In case you need some
Below are my top 9 reasons why you need to get travel insurance for your next trip.
Get reimbursed for:
1) Medical emergencies
2) Loss, theft or damage of baggage
3) Trip cancellation, delay or interruption
4) Emergency evacuation
Other reasons why you need it:
5) Enjoy peace of mind while traveling
6) Claim online or call 24-hour phone support
7) It costs a fraction of your total trip
8) You probably can’t afford not to be insured
9) Have the confidence to fully experience your journey